Wednesday, May 29, 2013

Securing a Property in the Philippines

Are you looking for houses for sale in the Philippines? Many houses in the Philippines are available for purchase, depending on the locations and areas that you wish.

If you're looking for properties in the Philippines but don't have a budget yet, you can take a housing loan at a bank or financial institution near you. Here are a number of ways that you can take a housing loan to purchase a house for sale in the Philippines.

  • Government institutions. The Philippine government offers a number of loaning options for individuals looking for properties in the Philippines. You may apply a housing loan through the Social Security System or Government Service Insurance System. The localized Pag-ibig Fund, a government organization that offers home loans for low- and middle-income families, is the most utilized service that Filipinos have.
If you're thinking of getting a Pag-ibig loan to acquire a house for sale in the Philippines, you must be a qualified member of Pag-ibig. Some of their requirements include:
     twenty-four consecutive contributions to Pag-ibig
     be of legal age, but not older than 65 years old
     no existing loans from the Pag-ibig Fund
 
  • Banks. Most banking institutions offer housing loans at reasonable rates. Make sure to avail of one that has a lower interest rate, to ensure that paying it off won't be a challenging bill for you to pay. It's best to do your research by consulting different reputable banks and asking others who have previously applied for a housing loan. Do your research carefully; it would also help to read through banking and finance paraphernalia to ensure that you're getting the best deal within your budget.
No matter which option you choose, it always helps to look around and consider multiple options before you narrow down on your financing option. It also helps to ask your real estate agent to help you go through your different options. Good luck!

Monday, May 20, 2013

Catch CircuitFest 2013

The first International Music & Skate Festival in the Country! Happening on May 25, 2013 at the Globe Circuit Event Grounds.

Featuring 9 International Bands, Skateboard Pros Willy Santos and Riley Hawk (son of legendary skater Tony Hawk), hosted by Glee Star, Mark Salling.

Bring your friends and family.

Buy your tickets now and enjoy an Early Bird Discount!

Log on to circuitfest.com for more details.